Privacy Policy

Introduction

At Aureum, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

Information We Collect

Personal Information

We collect information that you voluntarily provide to us when you register for an account, including:

• Name and email address
• Phone number (optional, for WhatsApp notifications)
• Financial data (budgets, transactions, income information)
• Profile preferences (currency, timezone, theme settings)

Automatically Collected Information

When you access Aureum, we automatically collect certain information, including:

• Device information (browser type, operating system)
• IP address and location data
• Usage data (features accessed, time spent)
• Log files and analytics data

How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our services
• Process your transactions and manage your account
• Generate AI-powered financial insights and predictions
• Send you notifications and updates (with your consent)
• Improve and personalize your experience
• Analyze usage patterns to enhance our platform
• Detect and prevent fraud or security issues
• Comply with legal obligations

Data Security

We implement industry-standard security measures to protect your personal information:

• End-to-end encryption for sensitive financial data
• Secure HTTPS connections for all communications
• Regular security audits and vulnerability assessments
• Access controls and authentication mechanisms
• Encrypted database storage

However, no method of transmission over the Internet is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party services that help us operate our platform (e.g., hosting, analytics, AI services)
• Legal Requirements: When required by law, court order, or legal process
• Business Transfers: In connection with any merger, sale, or acquisition of all or part of our company
• With Your Consent: When you explicitly authorize us to share your information

Your Privacy Rights

You have the right to:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Portability: Request transfer of your data to another service
• Opt-Out: Unsubscribe from marketing communications at any time
• Restrict Processing: Request limitation on how we use your data

To exercise these rights, please contact us at privacy@aureum.app.

Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience. You can control cookies through your browser settings. However, disabling cookies may limit certain features of our platform.

Children's Privacy

Aureum is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with this privacy policy.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: